Although often complex in nature, we can help you to understand how annuities can be a vital part of your investment programs. There are several different types of annuities, some of which can be valuable tools in retirement planning. We cannot express enough the importance of doing your homework before purchasing an annuity.

Important things to consider and questions to ask:

  • What are my total fees for the contract?
  • Is there a surrender period and if so how long?
  • Does the contract have guarantees?
  • Can I access my money?
  • Are there riders associated with the contract?