Retirement Planning

Retirement planning is about risk management, wealth accumulation and, finally, distribution. It’s important to consider all factors when planning for retirement:

  • Taxes
  • Risk assessment of all accounts
  • Potential costs of long term care
  • Educational expenses for children
  • Emergency fund
  • Income replacement
  • Managing debt
  • Detailed budget
  • Estate/succession planning

A retirement plan should have the flexibility to change with whatever life brings your way.