Calculators

Investor Knowledge Quiz

Millions of Americans and countless others around the world invest in the U.S. equities markets, some directly, others through pension plans, mutual funds and other vehicles. While some investors rely on investment professionals for advice, others choose to chart their own investment course. But regardless of exactly where they invest and whose advice they seek, FINRA believes all investors should have access to basic educational information about investing.

We have surveyed investors to get an idea of what people know—and what people may not know—about investing. This quiz includes some of the questions from our survey, and explains the correct answers. As part of FINRA’s mission of protecting investors and ensuring market integrity, we are committed to providing objective educational information for investors. 

FINRA Investor Knowledge Quiz

A helpful guide to learning more about investing.

Accrued Interest Calculator

Interest on a bond accrues between regularly scheduled payments. To find out how much interest is owed on a given bond, use the calculator below. Select the appropriate bond type to figure accrued interest for corporate and municipal bonds or government bonds. Interest for corporate and municipal bonds is calculated using a 360-day year. Interest for government bonds is calculated using a 365-day year.

Click Here to use the Accrued Interest Calculator 

College Calculators

College Savings Calculator

Use our College Savings calculator to determine the amount you must invest each year to have enough money to cover all college costs. You also may want to read FINRA’s publication providing information and guidance about college savings plan options, including 529 plans.

Click Here to use the College Savings Calculator

 

Analyzing 529 College Savings Plan Fees and Expenses

Like most investments, 529 college savings plans have fees and expenses that are paid by investors. Because these fees and expenses can vary widely from plan to plan, we have developed a tool to help you compare how these fees and expenses can reduce returns. The analyzer is designed to work with most college savings plans. It is not intended for prepaid tuition plans or the CollegeSure® CD investment option available in some college savings plans.

Click Here to use the 529 Expense Analyzer

Savings Calculators

Savings Calculator

Use our savings calculator to see how a consistent approach to investing can make your money grow. Whether saving for a house, a car, or other special purchase, the savings calculator will help you determine the right amount to save on a regular basis to achieve your goal.

Click Here to use the Savings Calculator

 

401(k) Save the Max Calculator

Use this calculator to determine if you are on track to ‘save the max’ in your 401(k).

Click Here to use the 401(k) Save the Max Calculator

Required Minimum Distribution Calculator

Use this calculator to determine your Required Minimum Distribution (RMD) from a traditional 401(k) or IRA. In general, you must begin withdrawing money by April 1 of the year following the year that you turn 70½. In general, your age and account value determine the amount you must withdraw. Note that taxes may be due on distributions from a traditional IRA or 401(k). Do not include balances from a Roth IRA or 401(k).

Click Here to use the Required Minimum Distributor Calculator

Retirement Calculators

Retirement Calculator

This calculator can help you estimate how much to save each year to accumulate enough money for your projected retirement. The amount you’ll need to set aside will depend on a number of factors that you can adjust with the calculator, including the type of account you are invested in. Remember that the official retirement age for Social Security purposes is gradually rising for individuals born in 1938 or later. Also keep in mind that tax-advantaged accounts have annual contribution limits.

Click Here to use the Retirement Calculator

 

Retirement Estimator

The Retirement Estimator gives estimates based on your actual Social Security earnings record. Please keep in mind that these are just estimates. We can’t provide your actual benefit amount until you apply for benefits. 

Click Here to use the Retirement Estimator

Fund Analyzer

Analyze and compare the cost of owning funds

Click Here to use the Fund Analyzer

FINRA's Market Data Center

This comprehensive tool is designed to assist investors with market and investment research, both through the market data information provided as well as through the FINRA Investor Education material and tools.

Click Here to use FINRA’s Market Data Center